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American Benefits Association
ABA Corporate Offices
(631) 366-2794
operations@abbcinc.com
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ABA Membership Accident Injury Benefit Child (ren) Life Benefit Critical Illness Benefit Guaranteeed Issue Life Benefit Membership Supplemental Membership Options
Membership
Membership
Information Join Now
  • Enrollment
    $20.00 one-time for Non-Refundable
    Product
    $49.95 per Month for ABA Membership
  • Welcome to the American Benefits Association! 

    ABA is a National Membership Association of individuals, groups and businesses that have access to association based membership buying power. Members and/or their families can enjoy many unique and useful benefits, products and services provided via Association membership at discounted costs. Our national membership based organization has been proudly serving it's members since 1999.

    For more information about ABA, our services, membership availability or contracted marketing opportunities, please contact us by calling our office at (631) 366-2794 or e-mail operations@abbcinc.com.  Our office hours are 9 am – 5 pm Monday – Friday.

    ABA’s Bylaws are available upon request.  To obtain a copy, please contact our office.

    To activate your ABA membership simply click "JOIN ABA" and start saving today!

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Accident Injury Benefit
Accident Injury Benefit
Brochure More Info Add to Cart
  • Product
    $26.00 per Month for Member
    $29.00 per Month for Member plus Spouse
    $36.00 per Month for Member plus Child(ren)
    $49.00 per Month for Member plus Family
  • Membership Accident Benefit Option

    ABA Members can expand their Basic Association membership and elect this supplemental benefit.  This benefit includes:

    • The option to purchase Guaranteed Issue Accident Insurance coverage
    • Coverage available for spouse / partner.
    • Includes $10,000 accidental death and dismemberment coverage.

     

    Accidents happen. Don't be caught unprepared!

    Medical insurance has deductibles and co-payments. If you miss work due to accidental injury, accident insurance pays you Cash to pay your monthly bills.

    For more information or to elect this membership option, click Join Now.

    The Membership Accident Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

  • States Available - AK, AL, AR, AZ, CA, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MI, MO, MS, ND, NE, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, VA, WI, WV, WY

    States Not Available - CO, LA, ME, MD, MN, MT, NH, NY, NC, OR, PR, UT, VT, WA
Critical Illness Benefit
Critical Illness Benefit $10,000 Coverage
Prices Brochure More Info Enroll Now
  • Critical Illness Benefit - $10,000 Coverage

    Colonial Life Group Critical Care  (all states with the exception of New York)

    ABA Member Option – Basic Critical Illness Benefits with Subsequent Diagnosis, Cancer and the Cancer Treatment and Care Benefit.

    ABA Members can expand their Membership benefits by electing this Group Critical Illness Benefit issued by Colonial Life.

    Enrollment options are available for active members, their spouse – partner, and their eligible dependents. Consult your dedicated ABA Membership Advisor for details.

    Plan Features:

    • Guaranteed Acceptance
    • LUMP Sum payment allows ABA Members the flexibility to better plan their treatment and care.
    • Members can elect the benefit amount that best meets their personal needs and budget.
    • $10,000 benefit amount.
    • Ongoing benefits for cancer treatment and care.
    • Plan may PAY multiple times for a covered critical illness.

    A serious medical event such as cancer, heart attack or stroke could leave you in a period of financial difficulty. Major medical coverage still has uncovered expenses of deductibles, co-payments, travel expenses to and from treatment centers and the loss of wages or salary.

    This benefit option is NOT available to residents of the State of New York.

    The Critical Illness Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

    Critical Illness, (Group Critical Care Plan) issued to ABA by Colonial Life & Accident, a subsidiary of Unum Corporation.

  • States Available - AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

    States Not Available - NY
Critical Illness Benefit
Critical Illness Benefit $5,000 Coverage
Prices Brochure More Info Enroll Now
  • Critical Illness Benefit - $5,000 Coverage

    Colonial Life Group Critical Care  (all states with the exception of New York)

    ABA Member Option – Basic Critical Illness Benefits with Subsequent Diagnosis, Cancer and the Cancer Treatment and Care Benefit.

    ABA Members can expand their Membership benefits by electing this Group Critical Illness Benefit issued by Colonial Life.

    Enrollment options are available for active members, their spouse – partner, and their eligible dependents. Consult your dedicated ABA Membership Advisor for details.

    Plan Features:

    • Guaranteed Acceptance
    • LUMP Sum payment allows ABA Members the flexibility to better plan their treatment and care.
    • Members can elect the benefit amount that best meets their personal needs and budget.
    • $5,000 benefit amount.
    • Ongoing benefits for cancer treatment and care.
    • Plan may PAY multiple times for a covered critical illness.

    A serious medical event such as cancer, heart attack or stroke could leave you in a period of financial difficulty. Major medical coverage still has uncovered expenses of deductibles, co-payments, travel expenses to and from treatment centers and the loss of wages or salary.

    This benefit option is NOT available to residents of the State of New York.

    The Critical Illness Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

    Critical Illness, (Group Critical Care Plan) issued to ABA by Colonial Life & Accident, a subsidiary of Unum Corporation.

  • States Available - AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

    States Not Available - NY
Critical Illness Benefit
Group Specified Disease Benefit $10,000 Coverage (NY Only)
Prices Brochure More Info Enroll now
  • Group Specified Disease Benefit - $10,000 Coverage

    Paul Revere Group Specified Disease Benefit – New York Only

    ABA Member Option – Basic Critical Illness Benefits with Subsequent Diagnosis, Cancer and the Cancer Treatment and Care Benefit.

    ABA Members can expand their Membership benefits by electing this Group Critical Illness Benefit issued by The Paul Revere Life Insurance Company.

    Enrollment options are available for active members, their spouse – partner, and their eligible dependents. Consult your dedicated ABA Membership Advisor for details.

    Plan Features:

    • Guaranteed Acceptance
    • LUMP Sum payment allows ABA Members the flexibility to better plan their treatment and care.
    • Members can elect the benefit amount that best meets their personal needs and budget.
    • $10,000 benefit amount.
    • Ongoing benefits for cancer treatment and care.
    • Plan may PAY multiple times for a covered critical illness.

    A serious medical event such as cancer, heart attack or stroke could leave you in a period of financial difficulty. Major medical coverage still has uncovered expenses of deductibles, co-payments, travel expenses to and from treatment centers and the loss of wages or salary.

    This benefit option is ONLY available to residents of the State of New York.

    The Group Specified Disease Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

    The Group Specified Disease Plan is issued to ABA by The Paul Revere Life Insurance Company. Policies if approved, are underwritten in New York by The Paul Revere Life Insurance Company.

  • States Available - NY

    States Not Available - AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Critical Illness Benefit
Group Specified Disease Benefit $5,000 Coverage (NY Only)
Prices Brochure More Info Enroll now
  • Group Specified Disease Benefit - $5,000 Coverage

    Paul Revere Group Specified Disease Benefit – New York Only

    ABA Member Option – Basic Critical Illness Benefits with Subsequent Diagnosis, Cancer and the Cancer Treatment and Care Benefit.

    ABA Members can expand their Membership benefits by electing this Group Critical Illness Benefit issued by The Paul Revere Life Insurance Company.

    Enrollment options are available for active members, their spouse – partner, and their eligible dependents. Consult your dedicated ABA Membership Advisor for details.

    Plan Features:

    • Guaranteed Acceptance
    • LUMP Sum payment allows ABA Members the flexibility to better plan their treatment and care.
    • Members can elect the benefit amount that best meets their personal needs and budget.
    • $5,000 benefit amount.
    • Ongoing benefits for cancer treatment and care.
    • Plan may PAY multiple times for a covered critical illness.

    A serious medical event such as cancer, heart attack or stroke could leave you in a period of financial difficulty. Major medical coverage still has uncovered expenses of deductibles, co-payments, travel expenses to and from treatment centers and the loss of wages or salary.

    This benefit option is ONLY available to residents of the State of New York.

    The Group Specified Disease Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

    The Group Specified Disease Plan is issued to ABA by The Paul Revere Life Insurance Company. Policies if approved, are underwritten in New York by The Paul Revere Life Insurance Company.

     

  • States Available - NY

    States Not Available - AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (18 to 39)
Prices More Info Enroll now
  • HBP Members can elect to add $10,000 to $150,000 Supplemental Guaranteed Issue Group Term Life coverage to their Basic Membership package. Monthly costs are age rated and require NO medical questions or examinations.

    Members can also add up to an additional $130,000 of Simplified Issue coverage with limited medical underwriting. To elect this additional  Simplified Coverage, please contact your HBP Membership Representative. 

    For additional information or questions, contact your Heroes Membership Representative at 877-541-HERO or e-mail service@heroesbenefitplans.org

    Prospective Member applicants MUST elect to enroll in this Guaranteed Issue Life Benefit at the time of thier intial enrollment date or within 30 calendar days from their Membership "effective date". The "effective date" of Membership and coverage is always the first day of the next month, regardless of when an applicant applies in the prior month.  Any voluntary Group Term Life Benefit enrollment after 30 days from the Membership "effective date" will no longer be eligible for "Guaranteed Issue" underwriting. Any benefit coverage applied for by a member will then be underwritten on a Simplified Issue underwriting basis, up to $300,000 of total life benefit.

    *An EOI Application is an "Evidence of Insurability" application which is required to apply for additional simplified issue benefit coverage.

    *Members Supplemental GroupTerm Life benefit coverage is provided under Group Master Policy# 11788158869-B00000 is issued to ABA and insured by Standard Life.

    **Any association members must be in good standing and be current with monthly dues payment to be eligible for membership and supplemental  benefits

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (40 to 49)
Prices More Info Enroll Now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (50 to 59)
Prices More Info Enroll now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (60 to 69)
Prices More Info Enroll now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

Child (ren) Life Benefit
Optional Child(ren) Group Term Life Benefit Coverage
More Info Add Rider
  • Product
    $6.00 per Month for $10,000 Dependent Children up to Age 25 Term Life Insruance
  • Members can ONLY elect this option if they have also added a Supplemental Group Term Life Buy up to their shopping cart.  

    THIS IS NOT A STAND-ALONE BENEFIT AND MUST BE ELECTED WITHIN THE FIRST 31 DAYS OF MEMBERSHIP TO QUALIFY.

    Members can add $10,000 Term Life Coverage for all their financially dependent children from birth through age 19 or up to age 24 with student verification.

    Membership provides and optional Child Term Rider that many families consider necessary protection, at a very budget friendly cost.

    Click "More Info”** on the top right corner to find out specific information on how to add this GUARANTEED ISSUE ABA member only option today!

     

    ***This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. 


     

ABA Corporate Offices  • American Benefits Association  • Phone: (631) 366-2794  • operations@abbcinc.com

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