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American Benefits Association
ABA Corporate Offices
(631) 366-2794
operations@abbcinc.com
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Accident Injury Benefit Child (ren) Life Benefit Guaranteeed Issue Life Benefit Membership Phone Promotion Spouse Life Benefit
Membership
Basic Membership
Information Join Now
  • Enrollment
    $20.00 one-time for Non-Refundable
    Product
    $49.95 per Month for ABA Membership
  • Welcome to the American Benefits Association! 

    ABA is a National Membership Association of individuals, groups and businesses that have access to association based membership buying power. Members and/or their families can enjoy many unique and useful benefits, products and services provided via Association membership at discounted costs. Our national membership based organization has been proudly serving it's members since 1999.

    For more information about ABA, our services, membership availability or contracted marketing opportunities, please contact us by calling our office at (631) 366-2794 or e-mail operations@abbcinc.com.  Our office hours are 9 am – 5 pm Monday – Friday.

    ABA’s Bylaws are available upon request.  To obtain a copy, please contact our office.

    To activate your ABA membership simply click "JOIN ABA" and start saving today!

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Phone Promotion
Sprint/Verizon FREE PHONE
  • In appreciation for your Membership, we would like to offer you something very special.

    A FREE Android™ Smartphone offer

    (New or upgrade 2 year activation required)

    Choose from new phones like Samsung, LG, HTC and more.  If you are looking to upgrade your existing plan or want a new plan, with a 2 Year Activation, any of the phones you see on the following link can be yours.  What great gifts these would be!

    Click the link below 

    http://1keystone.wasvcs.com/catalog/list 

    to view the SmartPhones available now.

     

    We hope you will take advantage of this offer and communicate it

    with all your friends, family and customers.   

     

    Click here for a Powerpoint presentation on this offer.

     

    Free phone offer is only available with select service plans, data and messaging features and a two-year subscriber agreement. Price valid for primary and secondary lines only. Offer is subject to identity, credit and/or eligibility check. Contract renewal and upgrade options may also be available for existing eligible customers, however price may vary. Service may not be available in all markets or on all wireless carriers. Activation/upgrade fees, early termination fees, and additional restrictions apply. Consumers are required to pay regulatory fees and applicable sales taxes based on their location. Must be 18 or older to qualify. Void where restricted or prohibited by law. Not valid with any other offer or for business accounts. Limited time offer that is subject to change and only valid in the United States. See full offer for details. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

Accident Injury Benefit
Accident Injury Benefit
Brochure More Info Enroll Now
  • Product
    $26.00 per Month for Member
    $29.00 per Month for Member plus Spouse
    $36.00 per Month for Member plus Child(ren)
    $49.00 per Month for Member plus Family
  • Membership Accident Benefit Option

    ABA Members can expand their Basic Association membership and elect this supplemental benefit.  This benefit includes:

    • The option to purchase Guaranteed Issue Accident Insurance coverage
    • Coverage available for spouse / partner.
    • Includes $10,000 accidental death and dismemberment coverage.

     

    Accidents happen. Don't be caught unprepared!

    Medical insurance has deductibles and co-payments. If you miss work due to accidental injury, accident insurance pays you Cash to pay your monthly bills.

    For more information or to elect this membership option, click Join Now.

    The Membership Accident Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

  • States Available - AK, AL, AR, AZ, CA, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MI, MO, MS, ND, NE, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, VA, WI, WV, WY

    States Not Available - CO, LA, ME, MD, MN, MT, NH, NY, NC, OR, PR, UT, VT, WA
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (18 to 39)
Prices More Info Enroll now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (40 to 49)
Prices More Info Enroll Now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (50 to 59)
Prices More Info Enroll now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (60 to 69)
Prices More Info Enroll now
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 158869-B issued to American Benefits Association and insured by Standard Insurance Company, P.O. Box 711, Portland, Ore. 97207-0711

    **Members can be W-2 employed or Self Employed. Proof may be required to qualify.

Child (ren) Life Benefit
Optional Child(ren) Group Term Life Benefit Coverage
More Info Add Rider
  • Product
    $6.00 per Month for $10,000 Term Life Insurance
  • Members can ONLY elect this option if they have also added a Supplemental Group Term Life Buy up to their shopping cart.  

    THIS IS NOT A STAND-ALONE BENEFIT AND MUST BE ELECTED WITHIN THE FIRST 31 DAYS OF MEMBERSHIP TO QUALIFY.

    Members can add $10,000 Term Life Coverage for all their financially dependent children from birth through age 19 or up to age 24 with student verification.

    Membership provides and optional Child Term Rider that many families consider necessary protection, at a very budget friendly cost.

    Click "More Info”** on the top right corner to find out specific information on how to add this GUARANTEED ISSUE ABA member only option today!

     

    ***This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. 


     

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 18-39)
Add Spouse
  • Product
    $3.32 per Month for $10,000 Term Life Insurance
    $6.64 per Month for $20,000 Term Life Insurance
    $9.96 per Month for $30,000 Term Life Insurance
    $13.28 per Month for $40,000 Term Life Insurance
    $16.60 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Member's benefit
    • Spousal rate is determined by the Member's age

     

    Click "Add Spouse" on the top right corner to elect enrollment.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify.

     

     

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 40-49)
Add Spouse
  • Product
    $4.88 per Month for $10,000 Term Life Insurance
    $9.76 per Month for $20,000 Term Life Insurance
    $14.64 per Month for $30,000 Term Life Insurance
    $19.52 per Month for $40,000 Term Life Insurance
    $24.40 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Member's benefit
    • Spousal rate is determined by the Member's age

     

    Click "Add Spouse" on the top right corner to elect enrollment.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify.

     
Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 50-59)
Add Spouse
  • Product
    $10.48 per Month for $10,000 Term Life Insurance
    $20.96 per Month for $20,000 Term Life Insurance
    $31.44 per Month for $30,000 Term Life Insurance
    $41.92 per Month for $40,000 Term Life Insurance
    $52.40 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Member's benefit
    • Spousal rate is determined by the Member's age

     

    Click "Add Spouse" on the top right corner to elect enrollment.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify.

     
Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 60-69)
Add Spouse
  • Product
    $25.82 per Month for $10,000 Term Life Insurance
    $51.64 per Month for $20,000 Term Life Insurance
    $77.46 per Month for $30,000 Term Life Insurance
    $103.28 per Month for $40,000 Term Life Insurance
    $129.10 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Member's benefit
    • Spousal rate is determined by the Member's age

     

    Click "Add Spouse" on the top right corner to elect enrollment.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify.

     
ABA Corporate Offices  • American Benefits Association  • Phone: (631) 366-2794  • operations@abbcinc.com

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