American Benefits Association


American Benefits Association

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Accident Injury Benefit Membership
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  • As a member of the American Benefits Association, you can participate in ABA's exclusive member only group benefits program.  Join today to save thousands of dollars per year on every day services and purchases through ABA's Lifestyle Benefits Package. These benefits can be used for anyone in your household, including your pets.  Membership also includes Guaranteed Issue Term Life Insurance and Accidental Death Insurance.  Anyone 18 - 75 is eligible to JOIN and access these terrific benefits and services.

    WellCard HealthABA's Basic Membership Package includes:

    • Basic Guaranteed Issue Group Term Life Insurance 
    • Accidental Death Insurance
    • Pet Assure Discount Program
    • Discount Pet Rx
    • Legal Club which includes:
      • FREE & Discounted legal services
      • Tax Preparation
      • Financial Education & Credit Counseling
      • Financial Services
      • Identity Theft & Restoration


    The ABA Basic Membership is currently available in the following states:  AL, AZ, CA, DC, FL, GA, IA, ID, IL, IN, KY, MI, MO ,MS, ND, NE, NJ, NM, OH, OK, PA, SC, SC, TN, TX, VA, WV & WY with more states to come.......

    Members have the option to choose the Group Term Life Benefit* that fits their needs and budget.

    Rates reflected below include Membership Dues, all Discount Membership Benefits plus Group Term Life & Accidental Death.







    Ages 18-34






    Ages 35-44






    Ages 45-54






    Ages 55-64






    Ages 65-75















    *Group Term Life Benefit Payout:

    Certificate Year 1 - 120% of all GTL premiums paid

    Certificate Year 2 - 20% of the Ultimate Face Amount

    Thereafter - Ultimate Face Value

    For Accidental Death - Ultimate Face Value in all years.

    ABA Membership Discount Service Plan fees are non-refundable


    ABA Basic Group Term Life and Accidental Death Insurance coverage included with the ABA Basic Membership covers ONLY the primary member.  DIscount Dental. Hearing, Vision, Prescription, Lab & Imaging Services and PET Assure are NOT HEALTH INSURANCE POLICIES.  These plans provide discounts at certain healthcare providers for medical services.  Actual services, cost and savings may vary by provider, service and geographical location.  WellCard Health is not available in the following states:  AK, MT and VT.  Membership benefits are subject to change.

Accident Injury Benefit
Accident Injury Benefit
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  • Product
    $42.00 per Month for Member
    $55.00 per Month for Member plus Spouse
    $60.00 per Month for Member plus Child(ren)
    $72.00 per Month for Member plus Family
  • Membership Accident Benefit Option

    ABA Members can expand their Basic Association membership and elect this supplemental benefit.  This benefit includes:

    • The option to purchase Guaranteed Issue Accident Insurance coverage
    • Coverage available for spouse / partner.
    • Includes $10,000 accidental death and dismemberment coverage.


    Accidents happen. Don't be caught unprepared!

    Medical insurance has deductibles and co-payments. If you miss work due to accidental injury, accident insurance pays you Cash to pay your monthly bills.

    For more information or to elect this membership option, click Join Now.

    The Membership Accident Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.


  • States Available - AK, AL, AR, AZ, CA, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MI, MO, MS, ND, NE, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, VA, WI, WV, WY

    States Not Available - CO, DE, LA, ME, MD, MN, MT, NH, NY, NC, OR, PR, UT, VT, WA
 • American Benefits Association  • Phone: 1-888-845-3653  •

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