ABA Corporate Offices

ABA
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American Benefits Association
ABA Corporate Offices
(631) 366-2794
operations@abbcinc.com
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Accident Injury Benefit Child (ren) Life Benefit Guaranteeed Issue Life Benefit Membership Spouse Life Benefit Vision Benefit
Membership
Basic Membership
Information
  • Enrollment
    $20.00 one-time for Non-Refundable
    Product
    $49.95 per Month for ABA Membership
  • ·  Welcome to the American Benefits Association! 

    ABA is a National Membership Association of individuals, groups and businesses that have access to association based membership buying power. Members and/or their families can enjoy many unique and useful benefits, products and services provided via Association membership at discounted costs. Our national membership based organization has been proudly serving it's members since 1999.

    Groups and individuals who are actively employed for either wage or profit a minimum of 30 hours per week are eligible for ABA membership. New member - applicants are required to provide proof of active employment / wages at time of enrollment.

    For more information about ABA, our services, membership availability or contracted marketing opportunities, please contact the authorized marketing advisor listed above. Interested parties can also contact ABA at (631) 366-2794 or by e-mail by contacting operations@abbcinc.com.  Our office is staffed 9 am – 5 pm Monday – Friday.

    ABA’s corporate Bylaws are available upon request.  To obtain a copy, please contact our office.

    To activate your ABA membership simply click "JOIN ABA" and start saving today!

  • States Available - AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, WI, WV, WY

    States Not Available - AK, MT, SD, UT, VT, WA
Accident Injury Benefit
Accident Injury Benefit
Brochure More Info Enroll Now
  • Product
    $26.00 per Month for Member
    $29.00 per Month for Member plus Spouse
    $36.00 per Month for Member plus Child(ren)
    $49.00 per Month for Member plus Family
  • Membership Accident Benefit Option

    ABA Members can expand their Basic Association membership and elect this supplemental benefit.  This benefit includes:

    • The option to purchase Guaranteed Issue Accident Insurance coverage
    • Coverage available for spouse / partner.
    • Includes $10,000 accidental death and dismemberment coverage.

     

    Accidents happen. Don't be caught unprepared!

    Medical insurance has deductibles and co-payments. If you miss work due to accidental injury, accident insurance pays you Cash to pay your monthly bills.

    For more information or to elect this membership option, click Join Now.

    The Membership Accident Benefit is an open enrollment option.  Members can elect to enroll during Basic Membership enrollment or anytime thereafter.

     

  • States Available - AK, AL, AR, AZ, CA, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MI, MO, MS, ND, NE, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, VA, WI, WV, WY

    States Not Available - CO, LA, ME, MD, MN, MT, NH, NY, NC, OR, PR, UT, VT, WA
Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (18 to 34)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (35 to 39)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (40 to 44)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (45 to 49)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (50 to 54)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (55 to 59)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (60 to 64)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Guaranteeed Issue Life Benefit
Supplemental Voluntary Group Term Life Age (65 to 69)
Prices More Info
  • ABA members can add $10,000 to $150,000 Supplemental Guaranteed Issue Term Life coverage to their Basic ABA Membership package. Monthly participation costs are age rated and require   NO medical questions or examinations.

     

    Members can also add up to $300,000 Simplified Issue with medical underwriting.  Please contact ABA for a Simplified Issue application, 631-366-2794 or e-mail operations@abbcinc.com

     

    Members MUST elect to enroll in this benefit at the time of enrollment or within 30 days of enrollment.  Anything after 30 days will no longer be considered "Guaranteed Issue".

     

    *Members supplemental Term Life coverage provided under Group Master Policy# 52609 issued to American Benefits Association and insured by Prudential Life Insurance Company.

    **Members can be W-2 employed or Self Employed. Proof of active employment / income will be required to qualify.

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 18-34)
  • Product
    $3.32 per Month for $10,000 Term Life Insurance
    $6.64 per Month for $20,000 Term Life Insurance
    $9.96 per Month for $30,000 Term Life Insurance
    $13.28 per Month for $40,000 Term Life Insurance
    $16.60 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

     

     

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 35 - 39)
  • Product
    $4.00 per Month for $10,000 Term Life Insurance
    $8.00 per Month for $20,000 Term Life Insurance
    $12.00 per Month for $30,000 Term Life Insurance
    $16.00 per Month for $40,000 Term Life Insurance
    $20.00 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 40-44)
  • Product
    $4.34 per Month for $10,000 Term Life Insurance
    $8.68 per Month for $20,000 Term Life Insurance
    $13.02 per Month for $30,000 Term Life Insurance
    $17.36 per Month for $40,000 Term Life Insurance
    $21.70 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 45-49)
  • Product
    $6.02 per Month for $10,000 Term Life Insurance
    $12.04 per Month for $20,000 Term Life Insurance
    $18.06 per Month for $30,000 Term Life Insurance
    $24.08 per Month for $40,000 Term Life Insurance
    $30.10 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 50-54)
  • Product
    $8.68 per Month for $10,000 Term Life Insurance
    $17.36 per Month for $20,000 Term Life Insurance
    $26.04 per Month for $30,000 Term Life Insurance
    $34.72 per Month for $40,000 Term Life Insurance
    $43.40 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

     
Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 55-59)
  • Product
    $15.38 per Month for $10,000 Term Life Insurance
    $30.76 per Month for $20,000 Term Life Insurance
    $46.14 per Month for $30,000 Term Life Insurance
    $61.52 per Month for $40,000 Term Life Insurance
    $76.90 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 60-64)
  • Product
    $23.06 per Month for $10,000 Term Life Insurance
    $46.12 per Month for $20,000 Term Life Insurance
    $69.18 per Month for $30,000 Term Life Insurance
    $92.24 per Month for $40,000 Term Life Insurance
    $115.30 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

Spouse Life Benefit
Optional Spouse Group Term Life Benefit (Age 65-69)
  • Product
    $43.44 per Month for $10,000 Term Life Insurance
    $86.88 per Month for $20,000 Term Life Insurance
    $130.32 per Month for $30,000 Term Life Insurance
    $173.76 per Month for $40,000 Term Life Insurance
    $217.20 per Month for $50,000 Term Life Insurance
  • Members can opt to purchase a Supplemental Group Term Life Benefit for their spouse.

    Spouse can elect a $10,000 - $50,000 GUARANTEED ISSUE benefit.

    Requirements for coverage:

    • Member MUST purchase a Supplemental Term Life Buy-Up of at least $10,000
    • Spousal benefit cannot exceed the Primary Member's Supplemental Term Life benefit coverage amount.
    • Spousal monthly rate is determined by the Primary Member's current age.

    **Members can ONLY elect this guaranteed issue option if they have also added additional supplemental coverage. This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. This is NOT a stand-alone benefit and must be elected within the first 31 days of membership to qualify subject to all terms, conditions and exclusions of the Associations Group Master Policy.

Child (ren) Life Benefit
Optional Child(ren) Group Term Life Benefit Coverage
More Info
  • Product
    $6.00 per Month for $10,000 Term Life Insurance
  • Members can ONLY elect this option if they have also added a Supplemental Group Term Life Buy up to their shopping cart.  

    THIS IS NOT A STAND-ALONE BENEFIT AND MUST BE ELECTED WITHIN THE FIRST 31 DAYS OF MEMBERSHIP TO QUALIFY.

    Members can add $10,000 Term Life Coverage for all their financially dependent children from birth through age 19 or up to age 24 with student verification.

    Membership provides and optional Child Term Rider that many families consider necessary protection, at a very budget friendly cost.

    Click "More Info”** on the top right corner to find out specific information on how to add this GUARANTEED ISSUE ABA member only option today!

     

    ***This benefit is a rider to The Members Certificate of Coverage under the Voluntary - Supplemental Group Term Life Coverage option. 


     

Vision Benefit
VSP Vision Service Plan - Standard Plan
Brochure Benefits Summary
  • Product
    $12.58 per Month for Member
    $20.12 per Month for Member plus Spouse
    $20.54 per Month for Member plus Child(ren)
    $33.12 per Month for Member plus Family
  • Get the best eyecare and eyewear with the VSP® Vision Care Plans

    • $10 co-pay for Well/Vision Exam.
    • You’ll get the best care from a VSP® provider including a WellVision Exam® - the most comprehensive exam designed to detect eye and health conditions.
    • Choice of providers – The decision is yours to make – choose a VSP doctor, a participating retail chain or any out-of-network provider.

     

    Click "ENROLL NOW" on the top right corner to elect enrollment.

Vision Benefit
VSP Vision Service Plan - Premium Plan
Brochure Benefits Summary Enroll now
  • Product
    $21.46 per Month for Member
    $34.34 per Month for Member plus Spouse
    $35.06 per Month for Member plus Child(ren)
    $56.52 per Month for Member plus Family
  • Get the best eyecare and eyewear with the VSP® Vision Care Plans

    • $10 co-pay for Well/Vision Exam.
    • You’ll get the best care from a VSP® provider including a WellVision Exam® - the most comprehensive exam designed to detect eye and health conditions.
    • Choice of providers – The decision is yours to make – choose a VSP doctor, a participating retail chain or any out-of-network provider.

     

    Click "ENROLL NOW" on the top right corner to elect enrollment.

ABA Corporate Offices  • American Benefits Association  • Phone: (631) 366-2794  • operations@abbcinc.com

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